Flexible & Affordable Financing with Parkson Credit
Looking to own your dream product? With iDEAL-CS, financing becomes simple, transparent, and stress-free. This is a Syariah-compliant Credit Sale scheme for motorcycles and consumer products, where you can enjoy full transparency on product pricing and flexible payment terms. Whether you're purchasing a household appliance or a personal item, iDEAL-CS gives you peace of mind with every transaction. No credit card needed! Apply today and enjoy easy payment options for up to 36 months.
Processing Fee
Maximum RM47 per application
Profit Rate
Up to 15% p.a.
Installment Tenure
Up to 36 months
Why Choose Us?
Cooling-Off Period: No Pressure to Decide
Enjoy a 3-day cooling-off period (or extend up to 4 additional working days upon request) before finalizing your financing agreement. This ensures you have the time to review your purchase decision without any rush.
No Mandatory Extended Warranty and Hidden Fees
Rest assured, there are no hidden fees or forced extended warranties. What you see is what you pay, providing you with a seamless, hassle-free financing experience.
Minimal Documents Needed for Application
Applying for iDEAL-CS is straightforward and simple, with minimal documentation required depending on your employment status:
How to Apply for iDEAL-CS Financing
Getting started with iDEAL-CS is easy! Just follow these simple steps:
Eligibility Check
Make sure you meet the requirements, whether you are an employed or self-employed.
Submit the application
Submit your applications via Parkson Credit-authorized dealer with the necessary information.
Submit documents
Provide the minimal required documents such as identification and proof of income.
Approval process
Wait for our team to review and approve your application. This typically takes up to 48 hours.
Collect your product!
Once approved, you can visit our authorized dealer to collect your products.