ACOS SYSTEM Online Self Service Terminals

IDEAL CS is a Syariah principle Credit Sale scheme for motorcycle and consumer product in which customer enjoy the peace of mind with full transparency on the selling price as well as cooling-off period before deciding to proceed with the financing agreement.

Cooling-off period, No pressure to make decision

Enjoy a 10 working days cooling-off period (or an expedited 3 working days at your request) before entering into the credit sale agreement.

No mandatory extended warranty and hidden fees

Ensure you less burden on your purchases.

Hassle-free repayment network that works for you

Make instalment repayments at Parkson Store counters, 24 hour ATM/CDM terminals and via internet.
Find out more here.

Peace of Mind with the Theft Loss Gap Benefit, absolutely free

Enjoy this benefit automatically when you are an IDEAL HP customer.
Find out more about the Theft Loss Gap Benefit here.

Minimal documents, So simple!

  • If you are an individual

    1. NRIC (copy)
    2. Income Proof (latest 1 month salary slip)
    3. EPF Statement (if any)
  • If you are self-employed

    1. Company Registration (copy)
    2. Director NRIC (copy)
    3. Income Proof (latest 3 months bank statement)

IDEAL CS Features

    1. Processing Fee – Maximum RM47.10 per application
    2. Profit Rate per annum – Up to maximum 15% p.a.
    3. Instalment Tenure – Up to 36 months