ACOS SYSTEM Online Self Service Terminals

IDEAL HP is a Syariah principle Hire Purchase scheme [Al-Ijarah Thumma Al-Bai (AITAB)] for motorcycle in which customers are able to lease the product for a stipulated time and followed by ownership via sale at the end of the tenure.

Immediate results, Less waiting time

Fast processing and instant approval

No mandatory extended warranty and hidden fees

Ensure you less burden on your purchases.

Hassle-free repayment network that works for you

Make instalment repayments at Parkson Store counters, 24 hour ATM/CDM terminals and via internet.
Find out more here.

Peace of Mind with the Theft Loss Gap Benefit, absolutely free

Enjoy this benefit automatically when you are an IDEAL HP customer. Find out more about the Theft Loss Gap Benefit here

Minimal documents, So simple!

  • If you are an individual

    1. NRIC (copy)
    2. Income Proof (latest 1 month salary slip)
    3. EPF Statement (if any)
  • If you are self-employed

    1. Company Registration (copy)
    2. Director NRIC (copy)
    3. Income Proof (latest 3 months bank statement)

IDEAL HP Features

    1. Down Payment – From 25% onwards
    2. Profit Rate per annum – Up to maximum 10% p.a.
    3. Instalment Tenure – Up to 48 months