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Ideal CASH - Instant Micro Loan for Parkson Credit Customers

Ideal CASH - Instant Micro Loan for Parkson Credit Customers

 

Access Instant Cash with iDEAL CASH

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Overview

Ideal CASH is a specially designed short-term personal micro-loan, exclusively available to valued customers of Parkson Credit. Ideal CASH provides immediate financial support for short-term needs with a simple application process and fast fund disbursement. Apply easily via mobile, and enjoy direct transfers to your account without any branch visits.

Why Choose Us?

1.

Affordable Interest Rates

Benefit from interest rates from 12% per annum, making iDEAL CASH an affordable solution for short-term borrowing.

2.

Flexible Loan Sizes

Borrow between RM1,000 and RM3,000 based on your needs.

3.

Short-Term Tenure Options

Choose a repayment period of 6 to 18 months, giving you flexibility in managing your monthly payments.

4.

Mobile-Friendly Application

Apply entirely through your mobile device no need to visit any branch.

5.

Direct Fund Transfer

Approved funds are transferred straight into your bank account, providing you with fast and convenient access.

6.

Minimal Documentation

Submit only essential documents for a hassle-free application experience.

Eligibility and Document Requirements

iDEAL CASH keeps the document requirements minimal and easy, similar to our other financing options. Depending on your employment status, prepare the following:

No change in employment or income since last application:

For Individuals & Self Employed:

  • NRIC (National Registration Identification Card)

If change of income or employment since last application:

For Individuals:

  • NRIC (National Registration Identification Card)
  • Income Proof: Latest 1-month salary slip
  • EPF Statement (if applicable)

For Self-Employed:

  • Company Registration Document
  • Director’s NRIC
  • Income Proof: Latest 3-month bank statement
Signing Documents

How to Apply for iDEAL CASH

Applying for iDEAL CASH is quick and straightforward. Follow these simple steps:

1

Scan the QR Code

Scan the QR Code to start your application.
2

Fill Out the Application

Complete the form and submit minimal required documents directly from your mobile.

3

Receive Your Funds

Once approved, the funds will be deposited directly into your bank account.

Steps to apply and sign the agreement

Agreement Signing

Agreement Signing

Need help with your agreement signing? Watch our step-by-step guide video to complete the process easily and smoothly.

Loan application

Loan application

Need help with your loan application? Watch our step-by-step guide video to complete the process easily and smoothly.

Frequently Asked Questions

(FAQs)

Contact Us

For any inquiries regarding iDEAL Cash or to apply for financing, feel free to reach out to our customer service team