NOTICE
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. CONTINUED USE OF THIS SITE ALSO INDICATES YOUR CONSENT TO DATA COLLECTION AND USE AS OUTLINED IN OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT ACCESS THIS SITE OR ANY PAGES THEREOF.
1. Terms of Use and Content Ownership
The information, materials, terms, conditions, and descriptions on this site are subject to modification without prior notice to reflect business updates, regulatory changes, or policy improvements. Unauthorized use of Parkson Credit's websites, systems, or applications, including but not limited to unauthorized entry into Parkson Credit’s systems or misuse of posted information, is strictly prohibited and may lead to legal action.
2. Availability of Services and Geographic Restrictions
Not all products and services described herein are available in all geographic areas, and they are offered subject to Parkson Credit’s discretion and applicable local laws.
3. Data Collection and Implied Consent
By using this site and providing information to Parkson Credit, you consent to the collection, processing, and use of your data as per the Privacy Policy. This may include financial information and personal data used for purposes such as marketing, credit scoring, profiling, and analytics. Continued use of this site implies acceptance of these data uses; if you wish to opt out or manage consent preferences, refer to the Privacy Policy.
4. Submissions and User Content
All content submitted to Parkson Credit via this site, including reviews, comments, questions, suggestions, or other information, shall be deemed non-confidential and become the property of Parkson Credit upon submission. Parkson Credit disclaims all liability for content posted by users and reserves the right, but is not obligated, to remove or edit such content. You agree not to submit illegal, defamatory, infringing, or objectionable material and understand that Parkson Credit is not liable for any harm or claims arising from such submissions.
5. Disclaimer of Liability for Linked Sites and Third-Party Content
Parkson Credit’s website may include links to external websites or third-party content, provided solely for user convenience. Parkson Credit does not control, endorse, or assume responsibility for any third-party content, services, or data handling practices, including those related to data protection. Users are encouraged to review third-party privacy policies and terms of use before engaging with such content, and Parkson Credit disclaims liability for any issues arising from third-party interactions.
6. Disclaimer of Warranties and Limitation of Liability
Parkson Credit makes no warranties of any kind regarding the use of this site or the accuracy of information provided, whether expressed or implied. To the fullest extent permissible under Malaysian law, Parkson Credit disclaims all liability for damages of any kind arising from the use of this site, including indirect, incidental, punitive, or consequential damages, unless otherwise mandated by applicable law. Parkson Credit also disclaims liability for damages arising from errors, delays, or interruptions in financial services provided by third parties, or from user reliance on information obtained through our site or linked content.
7. Financial Transactions and Disclosures
If you apply for financing or credit services through Parkson Credit, you agree to the use and potential disclosure of your personal and financial data to credit agencies, financial institutions, or business partners as required for credit assessment, product recommendations, and financing offers. All disclosures are governed by our Privacy Policy and applicable legal standards.
8. Marketing, Profiling, and Automated Decision-Making
Parkson Credit may use automated decision-making and profiling techniques to tailor marketing, financing options, and targeted advertising initiatives. Automated decision-making and profiling are employed to improve service quality and relevance but do not guarantee specific results. By using this site, you agree to these automated practices. To limit or opt out of profiling activities, please refer to the opt-out options in the Privacy Policy.
9. Data Retention and Anonymized Data Use
Parkson Credit retains personal data only as long as necessary for the purposes for which it was collected or as required by law. Anonymized data, however, may be retained indefinitely for analysis, business development, and service enhancement purposes, without associating such data with specific individuals.
10. Updates to Terms and Continued Use
Parkson Credit may periodically update these Terms and Conditions, with changes taking effect immediately upon posting on this site. Your continued use of the site following any updates constitutes acceptance of the revised terms. Users are encouraged to review these Terms periodically for the latest updates.
